Terms & Conditions
These Terms and Conditions, which incorporate by reference the Terms and Conditions of Website Use and any Additional Online Terms and Conditions (if any), apply to the site usage. Please go through the Online Terms carefully before using our site and print off a copy for your records. By using our site, you are confirming your agreement to be bound by the Online Terms.(1) Full Acceptance of Terms
By using this Website and the Online Content, you confirm that you have read, agree and are in compliance with these Terms and the Policies (each as amended from time to time). Your use of and access to this Website and the Online Content are subject to the following conditions (Acceptable Use Conditions), and you agree that failure to comply with any one of the Acceptable Use Conditions will constitute a breach of these Terms.(2) Submissions
Nothing in these Terms excludes or limits our liability for death or personal injury arising from our negligence, or our fraud or fraudulent misrepresentation, or any other liability that cannot be excluded or limited by law. To the maximum extent permitted by law, we exclude all conditions, warranties, representations or other terms which may apply to our site or any content on it, whether express or implied. To the extent that our site is provided free of charge, we will not be liable for any loss or damage of any nature. We will not be liable to any user for any loss or damage, whether in contract, tort (including negligence), breach of statutory duty, or otherwise, even if foreseeable, arising under or in connection with:- use of, or inability to use, our site; or
- use of or reliance on any content displayed on our site.
- loss of profits, sales, business, or revenue;
- business interruption;
- loss of anticipated savings;
- loss of business opportunity, goodwill or reputation; or
- any indirect or consequential loss or damage.
(3) Supplemental Details
You must be at least 18 years of age to use this Website. By using the Website and agreeing to these terms and conditions, you represent and warrant that you are at least 18 years of age.(4) Impermissible Usage
It is strictly forbidden to disrupt or damage our websites, their contents, or their security measures, or to harass or disparage Company, our products, services, or personnel. Sending unsolicited emails (spam) through our platforms is not permitted.(5) Fast Contact Channels
You may access and download materials from our website provided you adhere to the following conditions:- Ensure that any downloaded or printed materials include proper attribution of copyright and intellectual property rights to the respective owners.
- Refrain from modifying or altering the information or materials in any way that could be detrimental to our company’s reputation or operational goals.
- Use the downloaded or printed materials solely for personal, non-commercial purposes.
(6) Webpage Links to Other Platforms
You may link to our home page provided the link is done in a fair and legal manner, does not harm our reputation, or take advantage of it. You must not suggest any form of association, approval, or endorsement on our part where none exists. You must not establish a link from any website that you do not own, and our website must not be framed on any other site. We reserve the right to withdraw linking permission without notice.(7) Financial Transaction
The basic version of the Service can be used completely free of charge. However, you have the option to subscribe to a Premium membership in order to get access to additional functionalities on the Site. You also have the option to purchase other services or materials whether or not you have a Premium membership. The prices and the related terms for all Paid Services, including the Premium membership, are governed by the Paid Services terms Where a free-trial period is included, you will not be charged until the free period is over. At this point your card will automatically be charged using the card details entered at the beginning of the trial. There are no refunds or credits for partial monthly subscriptions. Where you have purchased a Paid Service (including a Premium membership), details of which can be found at our site the following terms set out in this clause shall also apply to your use and access of the Paid Service. Where there is any conflict between this clause and the other terms set out in these Terms of Service, the terms in this clause will prevail. The following terms shall apply to you whether or not you are the individual using the Paid Service or if you are a third party facilitating and/or paying on behalf of an individual to use the Paid Service. If you are using the Paid Service pursuant to an agreement entered into by company and a third party paying for and/or facilitating your use of the Paid Service then where the terms below are in conflict with the terms of the agreement entered into by company and the third party the terms of such agreement shall prevail.- The ordering process for Paid Services on the Site allows you to check your order before you proceed with your purchase: please check the details of the order before you proceed to payment. We will send you a confirmation email each time that you purchase a Paid Service. The contract between you and company for the relevant Paid Service, which is subject to these Paid Services Terms, is formed at the time we send such confirmation email.
- By placing an order, you agree to pay the stipulated fees (which may be separately agreed with company) for the relevant Paid Service(s) by credit card or any other form of payment accepted by company, along with the VAT (if applicable) and any other fees or amounts associated with such Paid Service(s). The most recent fees for each Paid Service are set out at our site and you acknowledge and agree that such fees may change from time to time. Any price changes will be announced on the company website and will not affect existing subscriptions (so if you have signed up for a membership for a certain price, price changes won’t affect your existing subscription, and will only apply to any future subscription purchase).
- Company uses secure payment service providers to make sure that your payments are secure.
- In relation to Paid Services that are offered on a subscription basis, company offers different subscription periods so that you can choose the one that best meets your needs. Payment for subscription-based Paid Services is made in advance. Details of the different subscription types and prices are available at our site
- Where a subscription-based Paid Service renews automatically, your credit card will be charged automatically at the end of your current subscription period and your subscription will, unless you cancel it, be renewed for the same period of time. Subscriptions do not expire during the subscription period due to non-use of the subscribed Paid Service. You can check on the length of your subscription at any time by viewing your account information or going to "Settings" and then “Subscription” within the Site.
- Company may run promotions and free offers which may be subject to additional terms or restrictions. These promotions and offers may not be shared among different Users.
- Please be advised before you pay that, unless and to the extent expressly set out to the contrary in these Paid Services terms (and particularly the 14-Day Money Back Guarantee described below) or otherwise agreed with company in writing, any amounts paid in advance will not be refunded.
- You may cancel any purchase of a Paid Service and claim a refund from company for any reason within the first 14 working days following your initial purchase. However if you have used the Paid Service prior to exercising your cancellation right then you must pay for the value of the Paid Service provided up to the date of cancellation.
- Company has reason to believe that you are in breach of or have acted inconsistently with these Paid Services Terms; or
- Company is entitled to suspend or terminate your account, or your use of the Service generally.